U nastavku odgovor koji sam dobio od PayPala:
Dear Kinta Kintarujse,

Thank you for contacting PayPal. I will be happy to assist you further
with your questions.
I apologise for the difficulty you have experienced when attempting to
make a payment with the card ending xxxx. I have reviewed your account
and can see that the authorisation charge of $1.00 USD has been refused
by your card issuer.
When you add a card to your PayPal account, we check the information
that you have provided against the information your card issuer has on
file such as your address or CVV code. Your card has failed our security
checks on a number of occasions, as your card issuer could not confirm
that the information provided matched. Please be assured that this is
not a reflection on your credit worthiness. The expiry date of the card
has well been changed to 06/2014
The only information that we receive is that your card provider has
declined the usage of this card with PayPal.
Here are some common reasons why a card issuer would decline a payment:
• There could be a limit on your credit card that has been exceeded.
• It's possible that the card issuer could be temporarily unavailable to
answer the authorisation request we sent.
• Your credit card company could be blocking this transaction for
security reasons as it doesn't fit your regular spending patterns.
I'd encourage you to contact your credit card issuer and speak to
someone who deals with online transactions to find out why this payment
was denied. Please note that the general customer service at your bank
may not be able to provide specific information on why a transaction was
denied. You will need to contact the department in charge of online
payments to obtain this information.
You may be able to add the card again after you have spoken to your card
issuer and resolved the issue. Alternatively you can add another credit
card to your PayPal account, if you have one available.
We appreciate your patience and understanding regarding this matter, and
wish you continued success on PayPal.
Sincerely,
Bharat
PayPal
Copyright © 1999-2011 PayPal. All rights reserved.
Consumer advisory- PayPal Pte. Ltd., the holder of PayPal’s stored value
facility, does not require the approval of the Monetary Authority of
Singapore. Users are advised to read the terms and conditions carefully.